Paying for Care Homes and Nursing Homes
How much will I have to pay?
If you have to go into a residential or nursing home, the cost is going to be one of the things that concern you most.
There are a number of residential and nursing homes in the borough and they all charge different amounts, depending on the facilities they provide and the amount of care that you need.
How much will I pay?
National Guidance states that everyone has to pay something towards their stay. How much that is will depend on your personal circumstances and we will look at your finances with you, to help work out how much you will have to pay.
What if I am only going in for a short stay?
If your stay is not expected to last for more than 28 days then there is a fixed weekly charge, depending on your age.
However, if you have savings of over £23,250, or you do not want to give us details of your finances, you will have to pay the full cost of your stay.
Will I pay for my nursing care?
The NHS will pay towards the cost of your care if you are in a registered nursing home.
The rates from April 2015 are £112.00 per week (for the standard rate) and £154.14 for the higher rate.
- You will still have to pay a contribution for other accommodation charges and this will be worked out in the normal way. In most cases, if you receive funded nursing care, it will not affect how much you pay towards your care.
Can I get help with the cost?
You will have to contribute something but it very much depends on your own particular financial circumstances. We will look at your finances with you and then we will work out how much you have to contribute.
To establish whether you qualify for financial help you will need to complete a financial assessment form. We will meet with you to help you to do this.
We have to take into account:
- Any pensions
- Wages you receive
- Pension Credit
- Income Support
- Any extra benefits you may be entitled to claim for your stay in the home
We do not count the following as part of your income:
- Disability Living Allowance
- Attendance Allowance
We also have to take into account any savings you may have.
If your savings are over £23,250 you will have to pay the full cost of your stay in the home.
Any savings between £14,250 and £23,250 will also be taken into account when we work out how much you will have to contribute.
It is important to note that the financial assessment and contribution will apply to the individual who will be receiving the service.